Do the registration fees include insurance, or do I need to purchase it separately?

Yes, a form of insurance is included in the registration fees for each event of the Marathon des Sables (MDS). The details of this coverage are specified usually in Article 19 of the official rules for each event. Although some essential guarantees are provided by the Organizer, it is strongly advised that participants purchase additional insurance for more extensive protection.

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Insurance included in the registration fees

In accordance with current legislation, the Organizer has taken out insurance covering the financial consequences of its civil liability, that of its employees, as well as that of all participants in the event.

An insurance covering repatriation risks for medical reasons is also taken out for all participants. This guarantee comes into effect in addition to or in the absence of other insurances that participants may have.

The guarantees generally included are as follows:

• Medical repatriation and repatriation of the body in case of death:
  Actual expenses are covered for all participants to destinations in the European Union and Switzerland. Participants not residing in these countries must bear the return costs from the place of repatriation to their country of residence. These participants are strongly encouraged to take out appropriate individual insurance.
• Funeral expenses related to transport:
  A flat-rate coverage of up to 1,525 euros is provided.
• Medical expenses:
  Medical expenses are covered up to a ceiling of 15,000 euros.

Participants can request the complete details of the guarantees taken out at any time by contacting the Organizer at the following address: [e-mail].

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Important information and recommendations

• Risks and personal responsibility:
  Participation in the MDS involves a full understanding of the risks inherent in this adventure. Each participant assumes their personal responsibility. The Organizer disclaims any liability in case of physical failure, injury, or accident occurring during the event.
• Optional individual insurance:
  Although it is not mandatory, the Organizer strongly recommends that each participant take out individual accident and death insurance. This can provide valuable additional coverage beyond the included guarantees.
• Damage to personal belongings:
  The Organizer does not cover damage, loss, breakage, or theft affecting participants' personal belongings. Participants fully assume responsibility for their belongings during the event. Therefore, it is the responsibility of each participant to take out insurance to cover these risks, especially for sports or electronic equipment.

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Recommendation for international participants

The Organizer does not recommend any specific insurer that might cover registration, travel, or evacuation costs. It is advisable to contact your bank or a specialized travel or sports activity insurer in your country of residence to explore available options.

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In summary

The registration fees for the MDS include a basic insurance covering civil liability, medical repatriation, and part of the medical expenses. However, no coverage is included for personal accidents, death, or personal belongings. It is therefore strongly recommended to take out suitable additional insurance for your situation.

For any further questions or assistance requests, please do not hesitate to contact us at: [e-mail]. We remain at your disposal.